Buying Tether in 2025 has become easier than in previous years. The current question isn't where and how to buy USDT but how safe the crypto exchanges are. This article answers all that and more!
With a daily trading volume of over $70 billion, Tether is the most traded cryptocurrency in the world. Its stability and liquidity are unmatched and invaluable to any crypto investor’s strategy.
Read on to find out how to get Tether safely, securely, and at a competitive price. In the simplest possible terms, all you have to do to buy USDT is:
However, if you need additional instructions on buying Tether from a centralized crypto exchange, we will also provide you with a detailed step-by-step walkthrough and additional guidance for the process.
We will also explore some alternative avenues for getting USDT and discuss the best and most practical uses of this valuable cryptocurrency.
Disclaimer: According to the Markets in Crypto-Assets (MiCA) regulations, As of March 31, 2025, Binance will no longer supports popular stablecoins (e.g., USDT, DAI) for users in the European Economic Area (EEA), which includes the European Union (EU) plus Iceland, Liechtenstein, and Norway. Read to know more.
Tether is one of the most recognized stablecoins in the crypto space. This list would help save you time in looking for a reliable exchange to buy and keep USDT.
Don’t invest unless you’re prepared to lose all the money you invest.
Cryptocurrency is offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk.
Launched in 2015, Uphold is a versatile financial platform supporting over 300 assets, including cryptocurrencies, fiat currencies, and commodities like gold. Its unique "Anything-to-Anything" trading feature allows users to swap between asset classes seamlessly. Uphold offers staking rewards of up to 14%, interest accounts (available in the US), and self-custody wallets for BTC and XRP. With compliance certifications ensuring transparency and security, the platform has processed over $40 billion in transactions across 140+ countries.
Don’t invest unless you’re prepared to lose all the money you invest.
Tailored to meet stringent US regulations, eToro USA was introduced in 2018. While its features are more limited than those of its international counterpart, it remains a reliable platform for American traders.
The US version supports fewer cryptocurrencies and pairs, with no staking options. However, fiat deposits are allowed via multiple methods, including PayPal. A flat 1% fee is charged for buying or selling crypto.
Cryptocurrency is offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk.
Launched in 2013, Kraken is a US-based crypto exchange known for its robust security measures and consistent performance. With billions in daily trading volumes, it’s a go-to choice for both novice and experienced traders worldwide.
Kraken supports a wide variety of cryptocurrencies—more than 300—and offers trading options like spot trading, margin trading with up to x5 leverage, and futures trading with leverage up to x50. The platform also provides staking opportunities for users looking to earn passive income.
Deposits are supported in six major fiat currencies via multiple payment methods. Kraken’s transparent fee structure rewards high-volume traders with lower rates.
Founded in 2013 and based in London, CEX.IO is one of the earliest cryptocurrency exchanges. It operates globally, offering a secure platform for spot trading, margin trading, and staking.
The platform supports over 180 cryptocurrencies and allows users to deposit fiat in USD, EUR, and GBP. Payment methods include credit cards, bank transfers, PayPal, and Skrill. CEX.IO’s tiered fee system provides reduced fees for high-volume traders, making it a cost-effective choice for active users.
Gemini, a US-based exchange launched in 2015, is known for its strict adherence to regulations and its commitment to providing a secure trading environment. It has a significant presence in more than 60 countries worldwide.
The platform supports 70+ cryptocurrencies, offering tools like staking and futures trading with leverage up to x100. Deposits are supported in seven major fiat currencies, including USD and GBP, through payment methods such as PayPal and bank transfers. Gemini’s fee structure offers tiered discounts for high-volume traders.
Founded in 2012, Coinbase has become one of the most trusted names in cryptocurrency, offering services to users in more than 100 countries. The platform operates in all 50 US states, adhering to strict regulatory standards, which makes it a preferred choice for many traders.
Coinbase supports over 240 cryptocurrencies and provides access to 300+ trading pairs. Key features include spot trading, staking, margin trading, and futures trading with leverage up to x20.
Fiat deposits are accepted in USD, EUR, and GBP, with payment options like PayPal, Apple Pay, and Google Pay. A tiered fee system allows high-volume traders to benefit from reduced rates.
OKX, a leading name in cryptocurrency trading, was established in 2013. Known for its versatility, the platform offers access to over 350 cryptocurrencies and numerous trading features, although it is not available to US users.
Users can trade spot, futures, and options with leverage or engage in staking and bot trading. Fiat deposits are supported in various currencies through several payment options. OKX’s tiered fee structure provides discounts to high-volume traders.
WEEX is a global crypto exchange founded in 2018 that serves more than 2 million users. It offers multiple trading options, including spot and futures markets. However, users are restricted to using crypto for payments and withdrawals, as they cannot buy with or deposit fiat currency. The exchange is registered as a Money Service Business in Canada and the US.
While WEEX is a relatively bare-bones exchange in terms of features, it hosts 971 cryptocurrencies and offers copy and demo trading functionality. It also has a rewards hub offering various trading and airdrop promotions. WEEX offers zero maker fees and 0.1% taker fees on most trading pairs. However, some are subject to a 0.1% maker order fee.
Nemo.Money is a mobile-only trading platform offering access to cryptocurrencies, stocks, and CFDs. While the app is available globally, its features are restricted in some countries like the UK (although Nemo plans a full UK launch). As it has an AI focus, Nemo.Money created Nemo AI, a chatbot that users can use to ask questions about investing, trading, or assets.
It’s important to note that Nemo only offers crypto CFDs for trading. Users cannot deposit, buy, or withdraw crypto. As such, it charges no commission on trades (although a variable spread applies) or deposits. Withdrawals over $1000 are also fee-free. The app provides educational material, which users can leverage when trading the seven available assets.
ECXX is a simple crypto exchange established in 2019. It provides users with access to 30 cryptocurrencies denominated in USDT. The responsive platform offers TradingView integration, which is ideal for performing detailed analyses. However, while testing the platform, I was unable to confirm my email, limiting my access to ECXX’s features.
ECXX users can deposit and withdraw crypto, but fiat currencies are unsupported. While it offers an Initial Exchange Offering (IEO) launchpad and staking system, both were unpopulated during our research. Trading fees on EXCC are reasonable, at 0.2% for all orders. Withdrawal costs vary by asset.
Like any investment decision, buying USDT begins with research. Before you start gathering information on how to trade Tether, you need to decide where to buy it. Our recommendation is to buy it from a reputable crypto exchange.
Centralized crypto exchanges, or CEXs, are crypto trading platforms operated under the governance and regulatory oversight of a central authority. They facilitate the buying and selling of cryptocurrencies by matching buyers with sellers and providing an order book where users can place orders to execute their trades.
Because they are regulated and protected with advanced security measures, these platforms are generally considered safe, secure, and reliable. Because of these qualities, they are the crypto marketplace of choice for most crypto traders, which in turn, makes them highly liquid and capable of executing trades quickly with minimal additional costs.
Having said that, there are hundreds of CEXs on which you can buy USDT available on the crypto market right now, and choosing the best exchange for your purchase can be tricky.
To save you time and effort, we did the necessary research and curated the top list of best crypto exchanges for buying Tether in 2025. Check out our recommendations below and use our insights to make an informed decision for your investment strategy.
Once you have landed on the crypto exchange you would like to purchase USDT from, you will need to create an account to be able to use the platform’s trading capabilities.
Creating an account on a crypto exchange is a relatively straightforward process, not unlike any other registration process for any other service online. The exchange will require you to fill out a form with some basic information, such as your name, address, date of birth, and email address.
The exchange will then likely want to verify your email address through a verification link sent to your email. Once you verify your email, your account will be activated, and you will be able to log in to the CEX and start exploring its platform.
Merely creating an account and logging in may not be enough for you to start trading on a centralized crypto exchange. In most cases, you will be required to verify your identity before you are granted full trading privileges.
This is because, like all other services that work with financial transactions, CEXs are required to adhere to strict regulatory standards. KYC verification is a compliance requirement that obligates CEXs to confirm the identity of their users to ensure that their operations are not used for illegal activities such as money laundering or terrorist financing.
To confirm your identity on the platform, you will need to upload pictures of government-issued documents like a passport or a driver’s license, as well as a picture of your face. Once the submitted information is verified and your identity is confirmed, you will be able to use the platform at its full capacity.
With your account activated and your identity verified, the initial setup is now complete, and we can move on to the practical part of our guide on how to invest in USDT. The first step of the Tether purchasing process is to deposit the money you would like to exchange into USDT.
To do this, you will need to navigate to the funding section of the platform, which may be labeled as “Finances” or “Wallet,” depending on the exchange you are using and its terminology. Then, you will need to tap on “Add Money”, “Deposit”, or something similar to prompt the payment processing gateway.
On it, you will choose your preferred payment method from the options available on the CEX, insert the amount of money you would like to deposit, and confirm the payment to finalize the transaction. Be sure to closely examine the transaction details during this step and only accept it if you agree with all the charges and costs applied to your deposit.
Now that your account is preloaded with funds, we can finally move on to the trading phase of our guide on how to buy Tether and initiate your USDT purchase.
First, navigate to the trading section of the platform, typically labeled "Exchange" or "Markets" or something similar. Then, find Tether (USDT) from the list of available cryptocurrencies and tap on it to open the trading interface.
Here you will enter the amount of USDT you want to buy, choose the money in your balance as the payment method, and place a market order for this trade. The exchange may offer additional options about the type of order, like limiting orders and setting recurring purchases, but you can ignore them to execute a simple purchase of USDT.
Once again, double-check all the transaction fees and additional costs applied to your purchase and only confirm the payment if you agree with them.
Once you confirm your payment the transaction will be completed and the USDT you ordered will be credited to your crypto exchange account’s balance. From here, you have two options, you can either leave it there, or you can move it to your own crypto wallet.
Keeping the USDT on the account can be convenient if you plan on using it for daily trading. But if you want to keep the cryptocurrency for a longer time and maximize its safety and protection, we suggest you move it to your wallet.
To do this, you will once again need to navigate to the “Wallet” section of the platform. This time, instead of “Deposit,” you will need to choose “Withdraw.” Then, you will enter the amount of USDT you want to transfer to your crypto wallet, insert its public key, and confirm the transaction to complete it.
During this step, be very careful to insert the right information and avoid sending the Tether to a wallet belonging to someone else.
Webopedia is a free resource and a trusted authority in the crypto trading community. Our aim is to educate and provide reliable insights and expert tips on cryptocurrencies, crypto exchanges, and the crypto market in general to empower you to make informed decisions.
Rather than promoting specific platforms, we share our findings exactly as they are, with no bias. Our team of experts spent countless hours researching, analyzing, and personally testing hundreds of crypto exchanges and trading platforms to help you where and how to trade safely and effectively.
Whether we publish our objective reviews or informative guides on how to buy Tether, we always ensure accuracy and thoroughness in our reporting. You can trust us to deliver up-to-date information and objective insights that will enhance your investing strategy and help you trade with confidence.
In addition to centralized crypto exchanges, USDT can also be bought from several alternative crypto marketplaces and trading platforms, such as:
Having already explained how to buy USDT from a CEX, let’s examine these alternative methods further to see how they work, whether they are reliable and safe, and who they are best suited for.
As decentralized crypto marketplaces, P2P platforms facilitate trades without the oversight of a central authority. Sellers list their offers on the platform and buyers browse through the listings, looking for a deal that suits their needs.
Because they operate without intermediaries, P2P platforms can provide some unique benefits, like the ability to negotiate prices directly with the seller and arrange transactions using alternative payment methods that are not commonly available on centralized exchanges.
However, the lack of regulation and oversight on these platforms also has notable drawbacks and challenges. Since there is no central authority to mediate disputes, it is possible to run into a fraudulent seller and get scammed.
If you want to buy USDT from a P2P exchange, we strongly recommend that you thoroughly research the platform and the seller and use an escrow service to add an additional layer of security and ensure the transaction's safety.
Crypto ATMs present a unique opportunity to purchase Tether without ever creating an account with any platform, making them particularly appealing to privacy-concerned users who don’t want to share any information online.
Additionally, they are the only method that allows buying USDT using cash, so users who don’t have access to traditional banking services have no other choice but to use them.
That said, it is worth pointing out that not all crypto ATMs sell Tether, and many of them are limited to a few major cryptocurrencies or even solely BTC. Moreover, they typically charge higher transaction fees than those charged on centralized exchanges, which can significantly affect the efficacy of your trades.
As a final consideration, keep in mind that you have to be physically present to use them, and that may not always be convenient. Overall, we suggest you only consider buying USDT from a crypto ATM if you don’t have any other choice.
Buying Tether directly from a crypto wallet is a safe and convenient way to acquire this cryptocurrency. It eliminates the need to create an account on a centralized exchange and transfer the USDT to your wallet after you purchase it.
That said, the trading conditions of this method of buying Tether may not be ideal, as integrated crypto exchanges commonly have lower liquidity compared to CEXs. This means that trading on them may be less efficient, potentially resulting in slower processing times, wider market spreads, and higher price slippages.
We would also like to point out that not all crypto wallets have built-in crypto exchanges, and if you have a wallet that doesn’t have this feature, you might have to create a new one to be able to buy USDT directly from it.
Although most online brokers specialize in trading stocks, shares, and other traditional assets, more and more are expanding their service offerings and adding crypto trading capabilities to their platforms.
If you are an investor who has dealt with such platforms in the past, they may be the ideal place for you to buy USDT, especially if you already have a portfolio you would like to diversify by adding cryptocurrencies to it.
However, if you only want to own USDT and have no interest in becoming an investor, there is little incentive to buy it from an online broker. Compared to CEXs, these platforms can be costlier, offer fewer trading pairs, and have limited liquidity, making them the suboptimal choice.
In addition to online brokerages, more and more mobile financial services, like e-wallets and payment processors, make it possible to buy USDT and other popular cryptocurrencies directly from within their interface.
Similar to crypto wallets, these platforms integrate crypto exchanges as features to offer safe and convenient crypto trading without using an actual CEX.
It is possible that you are already using a service with such a feature, so you can buy Tether from it and avoid the lengthy process we explained above. However, you should keep in mind that buying Tether with these platforms is usually more expensive than buying it from a CEX, as these platforms often have fixed transaction fees.
Additionally, they might not allow you to send your USDT to your crypto wallet after you buy it and may require you to use it only for payments and purchases through their app.
As a stablecoin, Tether has different qualities compared to other volatile cryptocurrencies and plays a different role in unique use case scenarios. While long-term investing and selling for profit may be an option with USDT, the crypto can be used to:
Put simply, USDT bridges the gap between fiat currencies and cryptocurrencies, enabling a variety of financial activities while providing stability between transactions. Let’s review each of these use cases and explain how cryptocurrency is beneficial in these scenarios.
When trading one cryptocurrency for another, users risk losing the value of their assets due to sudden market fluctuations. This can result in significant financial losses and missed opportunities. Tether can help mitigate this risk.
By buying USDT, traders can temporarily store their assets in a stablecoin and protect them from sudden price swings. Then, they can time their trades strategically and exchange the USDT for the cryptocurrency they want when market conditions are ideal for that trade.
If you expect the market to become volatile and devalue your crypto assets, you can ride out the storm by trading them for a stable crypto coin like USDT. Tether is pegged to the US dollar, which means its value remains relatively stable, even during market fluctuations.
This stability, unique to stablecoins, is a key benefit of USDT that allows investors to preserve the value of their assets during periods of market uncertainty.
Like any other cryptocurrency, Tether can be used to send money quickly and affordably with minimal transaction fees. Whether you are sending remittances or making international business payments, transfers with USDT are incomparably faster than bank transfers and cost significantly less.
While it may not be as popular as Bitcoin, Tether is still a respectably accepted and supported cryptocurrency among online vendors and merchants. What’s more, there is an ever-increasing number of ecommerce websites that work exclusively with crypto, and you can use USDT on virtually any one of them.
If you have privacy concerns and are not comfortable making online purchases using traditional financial services, Tether can be a great secure alternative.
In addition to goods and services, cryptocurrency is often used to pay for small purchases, commonly known as microtransactions, at least with the services that accept them.
Paying for microtransactions, online tips, or donations for content creators with traditional payment services can be economically unreasonable because of the fixed transaction fees these services are used to charge. By using Tether, you will pay a significantly smaller transaction fee and make these payments more cost-effective and efficient.
In summary, USDT is one of the most popular cryptocurrencies, and finding a reputable platform to buy it won’t be a problem. However, you will still need to do your research and choose the crypto exchange that will give you the best conditions for your purchase and allow you to trade safely and efficiently.
In addition, merely knowing how to start investing in USDT will likely not be enough. You will need to continuously educate yourself to become a successful crypto trader. Staying informed about market trends, understanding the risks involved, and developing a clear trading strategy are essential steps to achieving success in the volatile world of cryptocurrency trading.
As a final note, remember that no strategy guarantees success, and you should only invest money that you can afford to lose.
Yes, it is possible to buy Tether with fiat. Fiat currency deposits are accepted on centralized crypto exchanges, online brokerages, financial service platforms that deal with crypto, and cryptocurrency ATMs.
Yes, there are numerous platforms that you can use to buy USDT using a credit or debit card, including CEXs like Kraken, Gemini, Coinmama, and ByBit; P2P platforms like Paxful; financial service providers like Uphold, and MoonPay, and a variety of cryptocurrency ATMs.
The fees associated with buying any cryptocurrency, not just Tether, are transaction fees, market spreads, currency conversion fees if you are using fiat, and potentially deposit and withdrawal fees, depending on the platform you are using. Some platforms may charge additional fees on top of the ones we mentioned, though generally, those are the fees most commonly charged.
While there are no limits on purchasing Tether in particular, crypto trading platforms typically set their own minimum and maximum amount limits on purchasing cryptocurrencies. These limits vary significantly from one platform to another, so we suggest you take a closer look at the terms and conditions of the platform you want to use to make a purchase to get the most accurate answer.
Both are viable options, and you should do what is more appropriate to your situation. If you plan on trading or selling your Tether in the short term, you can, by all means, keep it on the exchange account for extra convenience. However, if you plan on holding on to your USDT for a longer term, we recommend you move it to a personal, preferably cold, crypto wallet, for extra security.
Tether is a stablecoin and, unlike most other cryptocurrencies, which can be HODL-ed for their speculative value, USDT should ideally be purchased for a very specific need and purpose. We recommend you only buy Tether if it is a piece of a larger strategy, where you need to hedge against the volatility of other cryptocurrencies, or use it as a stable intermediary for buying other cryptocurrencies at a minimal transaction cost.
Kenny Folorunso is an experienced Crypto Analyst and Web3 Researcher with over 7 years in the cryptocurrency industry. Known for her sharp market insights and clear, compelling writing, she specializes in blockchain trends, decentralized finance (DeFi), and digital asset analysis.
Read moreWith a Master’s Degree in Management, Folorunso brings a unique blend of strategic thinking and technical fluency to her work. She has contributed to a range of crypto publications, providing data-driven commentary on Bitcoin, altcoins, token ecosystems, and evolving regulatory frameworks. Her work helps readers—from beginners to professionals—understand the fast-moving world of crypto with confidence.
Throughout her career, she has worked across research, education, and digital content strategy, always with a focus on clarity, credibility, and community impact. She is also a vocal advocate for blockchain adoption and financial inclusion worldwide.
Folorunso is open to interviews, expert panels, and collaborative content. She is actively engaged in several blockchain communities and contributes regularly to discussions on the future of decentralized technology.Read less