The term used to describe a category of financial services in the United States that is used by businesses. Merchant services are authorized financial services that allow a business to accept credit card or bank debit card transactions using online ordering or point of sales systems. To use merchant services, a US-business must obtain a merchant account to accept customer credit card and electronic payments through an electronic commerce Web site.
A commonly associated term is Merchant Service Provider (MSP) the name used to describe a company or organization that will provide transaction processing solutions to merchants.
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